Our depreciation tables have been conceived exclusively for application to insurance policies. Our depreciation factors take in account life cycle principals introduced by Marshall & Swift but the curve patterns have been modified to reflect market values at the beginning or end of each life cycle.

Age, wear, upkeep and obsolescence be it physical or economical are all considered in the recommendation of a depreciation factor. Furthermore, the resulting value or actual cash value is calculated for each piece of machinery and clearly stated in our spread sheet of values.